Conditions

Terms & Conditions

Get a loan easily from World Vision while staying at home! You can apply for a loan ranging from 50,000 BDT to 2,000,000 BDT.

🔹 Installment Payment Rules:
✅ Installments must be paid between the 1st and 10th of each month.
✅ Payments can be made via bKash/Nagad through World Vision.
✅ If an installment is missed for a month, it can be paid along with the next month's installment.

🔹 Additional Conditions:
✅ If the payment is delayed for more than two months, a small penalty may apply.

Enjoy our simple and convenient loan services for your financial well-being!

Important Instructions

✅ Refrain from making unnecessary phone calls or messages.
✅ If you have any complaints or experience fraud, you can report it to us. We will take strict action against it.
✅ Avoid providing false or misleading information. If incorrect information is given, the bank will be obligated to take necessary action.

Your cooperation will help us improve our services further.

🔹Do I have to pay any deposit or advance?

To assess your loan eligibility, you will need to temporarily deposit a certain amount as savings.

🔹 Savings benefits:

✅ You can withdraw the savings amount after one month if you wish.
✅ Alternatively, if you withdraw after completing the installment payments, you will receive an additional 30% commission.

"🔹Benefits of Life Insurance"

✅ You can opt for life insurance if you wish.
✅ Once the installment payments are completed, the insurance amount will be refunded, and you will receive a 30% commission.
Make the decision to save and insure now for your future financial security!

"🔹 What to do if the account number or personal information is incorrect:"

✅ If the account number or personal information is incorrect, you must pay a correction fee to update the information, and the correction fee is refundable.

"🔹 What to do if you forget your password:"

✅ If you forget your password, please contact our customer representative.

"🔹 How long may it take to get a loan?"

✅ You can withdraw the loan amount within 72 hours of submitting the documents to the bank. If 72 hours have passed, you will need to pay a late fee to withdraw the loan amount, and the late fee is refundable.

For any questions or assistance, feel free to contact us.

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